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Current Deposit Rates
This Rate Chart contains information about interest rates and annual percentage yield for some of the accounts we offer. Individual Retirement Accounts are offered under the same maturities and interest rates as Certificates of Deposit.
|
Account
Product
|
Minimum Opening
Deposit
|
Minimum Balance
to Obtain APY
|
Interest
Rate
|
Annual
Percentage
Yield
|
|
MONEY MARKET
|
$1,000.00 |
$1,000.00 |
|
|
|
Daily Balances of:
$1,000.00 - $24,999.99
|
|
|
1.75% |
1.75% |
| $25,000.00-$49,999.99 |
|
|
2.00% |
2.00% |
| $50,000.00-$99,999.99 |
|
|
2.50% |
2.50% |
| $100,000-$249,999.99 |
|
|
2.75% |
2.75% |
| $250,000.00 and up |
|
|
3.00% |
3.00% |
| STATEMENT SAVINGS |
$25.00 |
$25.01 |
0.25% |
0.25% |
| CHRISTMAS CLUB |
$1.00 |
$1.00 |
1.00% |
1.00% |
| BUSINESS SAVINGS |
$25.00 |
$25.00 |
0.25% |
0.25% |
|
91 DAY
CERTIFICATE OF DEPOSIT
|
$500.00 |
$500.00 |
1.00% |
1.00% |
|
182 DAY
CERTIFICATE OF DEPOSIT
|
$500.00 |
$500.00 |
3.00% |
3.00% |
|
12 MONTH
CERTIFICATE OF DEPOSIT
|
$500.00 |
$500.00 |
3.25% |
3.25% |
|
18 MONTH
CERTIFICATE OF DEPOSIT
|
$500.00 |
$500.00 |
3.25% |
3.25% |
|
24 MONTH
CERTIFICATE OF DEPOSIT
|
$500.00 |
$500.00 |
3.00% |
3.00% |
|
36 MONTH
CERTIFICATE OF DEPOSIT
|
$500.00 |
$500.00 |
3.00%
|
3.00%
|
|
48 MONTH
CERTIFICATE OF DEPOSIT
|
$500.00 |
$500.00 |
3.00%
|
3.00%
|
|
60 MONTH
CERTIFICATE OF DEPOSIT
|
$500.00 |
$500.00 |
3.00%
|
3.00%
|
| IRA MONEY MARKET |
$1,000.00 |
$1,000.00 |
2.00% |
2.00% |
- A penalty will be imposed for early withdrawal from Certificates of Deposit.
- The interest rate and annual percentage yield may change after opening a transaction account.
- The minimum balance to obtain annual percentage yield is based on a daily balance.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 02/03/26.