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All of the BANK 21 accounts can be linked with a debit or ATM card, free online banking, and bill pay. Click on a link to read more about an account and decide which one is best for you. Once you have decided, go to our "1-2-3 Switch!" kit, and let us help you begin the switch-over to your new Bank 21 account!
High Interest/Max Reward Deposit Accounts and Features
Traditional Deposit Accounts
HIGH INTEREST -KASASA Cash
Free checking? Not bad. Free checking with interest? Nice. Free checking with really high interest and refunds on ATM withdrawal fees, nationwide*? Now we’re talking! Unlike other banks that only pay a little interest on big balances, we’ll pay you 2.50% APY* on balances up to $25,000. All you have to do is meet a couple of easy qualifications. That’s banking for the 21st century.
It's So Easy to Earn Your Rewards!
Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
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MAX CASH BACK - KASASA Cash Back
With free Kasasa Cash Back®, every swipe is like a reward in the making. That’s because your debit card purchases can earn you cash back — up to $10 each month* (that’s $120 a year). It’s true! We’ll pay you money back for things you’d buy anyway, like groceries and gas. Plus, get refunds on ATM withdrawal fees, nationwide.* No more annoying ATM fees.
Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you can get right back to earning cash
Super Savings - KASASA Saver
Reach your savings goals - without a second thought! Free Kasasa Saver can be linked to your free HIGH INTEREST - Kasasa Cash or MAX CASH BACK - Kasasa Cash Back checking account, so your rewards are automatically transferred over. You'll also earn a competitive interest rate to keep your balance growing. Build your savings today with just a $25 minimum deposit to get started!
ID Theft Shield - KASASA Protect
Fraud is on the rise. There's a battle underway for your identity, and criminals don't fight fair. Make sure you are ready. This one-stop defensive strategy helps protect you against identity theft, credit card fraud, data breaches and other deceptive attacks. Kasasa Protect operates around the clock monitoring your sensitive information, providing reports, and intervening as needed. By adding Kasasa Protect, you can rest easier because we are monitoring your information 24/7.
View our rate chart for this week's interest rates!
Christmas Club Savings
Certificates of Deposit
Bank 21 currently offers CDs in the terms of 91 days, 182 days, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. All of these CD terms are also available as IRA CDs.