Business Banking

Bank 21 is committed to helping business customers grow and succeed within their community by offering the products that help them to do so. Below, you will find a full list of the accounts that we have to offer you and your growing business. All of our accounts can be linked with a debit or ATM card, free business online banking, bill pay, payroll, ACH receipts, and ACH payments.

• Basic Business Checking
• Money Market Business
• Merchant Services

• Business Solution Checking
• Business Savings
• Business Online Banking

• $100.00 minimum deposit to open.
• 25 deposit items a month at no charge. After 25, there is a .10 charge per deposit item.
• 25 debit items a month at no charge. After 25, there is a .10 charge per debit item.

• Monthly maintenance fee is $7.50.
• .10 charge per debit item and a .05 charge per deposit item.
• This account's current earning allowance is  1.5%.   This is an earnings allowance only, which will help offset the service charge fees. (The earning allowance is subject to change monthly based on economic conditions.)

• Interest bearing account with a tiered interest rate. The more you save, the more you earn!
• $1,000.00 minimum deposit to open.
• Minimum balance requirement of $1,000.00.
• Six transfers from your account each month at no charge.
• Transfers made in person, by messenger, by mail, or at an ATM are unlimited.
• No monthly service charge if the daily balance is $1,000.00 or more.

Bank 21 has a full line of merchant service products available to all business customers. Please contact your local branch for more information.

It has never been easier to keep on top of your account than it is now with Business Online Banking through Bank 21! In addition to our basic online banking services like online statements and bill pay, as a business, you also have the ability to:

• Run direct deposit payroll.
• Accept payments from customers directly from their checking account.
• Create user accounts to view your account online and set limits to their access. (Example: Your accountant may only need access to your view your statements while your HR representative only needs access to submit payroll.)

Come in to your local branch today so we can help you get started!