Current Rates | BANK 21

Current Deposit Rates

This Rate Chart contains information about interest rates and annual percentage yield for some of the accounts we offer. Individual Retirement Accounts are offered under the same maturities and interest rates as Certificates of Deposit.

Account
Product

Minimum Opening
Deposit

Minimum Balance
to Obtain APY

Interest
Rate

Annual
Percentage
Yield

MONEY MARKET Daily Balances of: $1,000.00 - $24,999.99 $25,000.00-$49,999.99 $50,000.00-$99,999.99 $100,000.00-$249,999.99 $250,000.00 and up	$1,000.00	$1,000.00	1.75% 2.00% 2.50% 2.75% 3.00%	1.75% 2.00% 2.50% 2.75% 3.00%
STATEMENT SAVINGS	$25.00	$25.01	0.25%	0.25%
CHRISTMAS CLUB	$1.00	$1.00	1.00%	1.00%
BUSINESS SAVINGS	$25.00	$25.00	0.25%	0.25%
91 DAY CERTIFICATE OF DEPOSIT	$500.00	$500.00	1.00%	1.00%
182 DAY CERTIFICATE OF DEPOSIT	$500.00	$500.00	3.00%	3.00%
12 MONTH CERTIFICATE OF DEPOSIT	$500.00	$500.00	3.50%	3.50%
18 MONTH CERTIFICATE OF DEPOSIT	$500.00	$500.00	3.50%	3.50%
24 MONTH CERTIFICATE OF DEPOSIT	$500.00	$500.00	3.25%	3.25%
36 MONTH CERTIFICATE OF DEPOSIT	$500.00	$500.00	3.00%	3.00%
48 MONTH CERTIFICATE OF DEPOSIT	$500.00	$500.00	3.00%	3.00%
60 MONTH CERTIFICATE OF DEPOSIT	$500.00	$500.00	3.00%	3.00%
IRA MONEY MARKET	$1,000.00	$1,000.00	2.00%	2.00%

A penalty will be imposed for early withdrawal from Certificates of Deposit.
The interest rate and annual percentage yield may change after opening a transaction account.
The minimum balance to obtain annual percentage yield is based on a daily balance.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 12/23/2025.
For current rate information call 1-888-4BANK21.